What qualifications, training or certifications should my HOA manager have? By Kelly G. Richardson June 10, 2025 at 5:00 a.m. There is a wide range of qualifications and experience in the profession, so finding indications...
How to not let stress get the best of you By Phil Blair June 9, 2025 at 6:00 a.m. Stress rarely comes from a single cause. More often, it results from an accumulation of...
Make money while soaking up the sun By Kathy Kristof June 9, 2025 at 6:00 a.m. These outdoor-friendly side gigs can help you make money for anyone who enjoys working in...
Business leaders and investors need to embrace the unknown By Neil Senturia June 9, 2025 at 5:30 a.m. Serendipity is not the same as luck. Rather it is a way of thinking, behaving...
What to know about delaying Medicare enrollment By Liz Weston June 8, 2025 at 6:01 a.m. You can opt to keep employer-provided health insurance and delay applying for Medicare without being...
What to look for in HOA management contracts By Kelly G. Richardson June 3, 2025 at 6:00 a.m. Here are 9 points to consider when you're evaluating proposed management contracts.
Updated guidance on workplace age discrimination By Dan Eaton June 2, 2025 at 6:01 a.m. As America's workforce gets older, do you know the laws that protect older workers —...
Why I continue to help inmates get a fresh start as entrepreneurs By Neil Senturia June 2, 2025 at 6:01 a.m. Defy Ventures at Donovan State Prison changes lives. But training and education don't come for...
Can you make a living taking surveys? By Kathy Kristof June 2, 2025 at 5:30 a.m. Surveys can generate income of $250 to $500 per month. But only if you’re strategic...
The lowdown on inherited IRAs By Liz Weston June 1, 2025 at 6:01 a.m. IRAs inherited on or after Jan. 1, 2020, must typically be drained within 10 years.
Management: Which type does your HOA need? By Kelly G. Richardson May 27, 2025 at 5:00 a.m. Choose the management style best serving the community’s interests and needs, rather than automatically selecting...
What students need to expect when choosing a future career By Phil Blair May 26, 2025 at 6:01 a.m. As college students across the country prepare to take their final exams, the reality of...
What to know before getting paid to test drugs, medical devices and vaccines By Kathy Kristof May 26, 2025 at 6:00 a.m. These websites enlist consumers to test treatments and devices but testing comes with risks.
Tips on handling advance care directives, Roth IRAs By Liz Weston May 25, 2025 at 6:00 a.m. You can name different people to handle different tasks in your estate plan.
21 tips for healthier HOAs By Kelly G. Richardson May 20, 2025 at 5:00 a.m. Here are 21 suggestions on ways HOAs can become more positive communities.
Get paid to learn a trade By Kathy Kristof May 19, 2025 at 6:01 a.m. The economic argument for getting paid to learn a trade — vs. spending four years...
When and how much to invest in startups? By Neil Senturia May 19, 2025 at 5:00 a.m. The puzzle of money, and valuation is fraught with nuance.
Workers’ compensation benefits unavailable for injuries sustained during commute By Dan Eaton May 19, 2025 at 5:00 a.m. There are exceptions to this rule. But a California state appellate court reinforced how narrow...
Some pointers on paying capital gains taxes from home sales By Liz Weston May 18, 2025 at 6:01 a.m. You determine your potentially taxable capital gains by deducting your tax basis from your home...
Should the state require California HOA managers to hold a real estate broker license? By Kelly G. Richardson May 13, 2025 at 5:00 a.m. Currently, in California, managers need only convince the HOA client to hire them — there...
The art of talking to people you don’t know By Phil Blair May 12, 2025 at 6:01 a.m. Everyone says you need to network, but are you afraid to talk to strangers? Here's...
8 AI-proof side gigs By Kathy Kristof May 12, 2025 at 6:00 a.m. Some work requires a human touch. And that makes these side hustles AI-proof — at...
Founders must navigate the critical trade off between wealth and control By Neil Senturia May 12, 2025 at 5:30 a.m. At some point, most entrepreneurs will need to choose between growing their company rapidly by...
Taking on premarital debt? Best to avoid it By Liz Weston May 11, 2025 at 6:01 a.m. Your new spouse’s debt could affect how much you two can borrow if you want...
HOA bills in the works: protected use, EVs, financial reports By Kelly G. Richardson May 6, 2025 at 6:03 a.m. 3 more bills pending in Sacramento that would affect California HOAs if ed.
Court says employers can ask workers to waive meal periods in advance By Dan Eaton May 5, 2025 at 6:03 a.m. The waiver must be freely agreed to by the employee, who can revoke it at...
SuperProf: Is this international tutoring platform good for freelancers? By Kathy Kristof May 5, 2025 at 6:03 a.m. The site presents some challenges for both tutors and students.
How to be a truth teller at work and not get fired By Neil Senturia May 5, 2025 at 6:03 a.m. Focus on why the proposed plan in its current form is not good for the...
Counting freeloading relatives as a hardship? Not so fast, the IRS says By Liz Weston May 4, 2025 at 6:03 a.m. The IRS doesn’t consider freeloading relatives as one of the hardships that can modify the...
HOA Homefront: Pending HOA bill would ‘protect’ electric heat pumps By Kelly G. Richardson May 2, 2025 at 8:03 a.m. This week’s column reviews three more bills in Sacramento that would affect California HOAs if...
Pending state HOA bills to watch: Balcony inspection records, rebuilding parameters By Kelly G. Richardson April 29, 2025 at 5:03 a.m. There are at least nine bills introduced that could directly affect HOAs in various ways.
How to survive a layoff By Kathy Kristof April 28, 2025 at 6:03 a.m. These time-tested strategies can help if you’ve already been laid off, have been notified that...
‘May I get you something to drink?’ and other social tests during a job interview By Phil Blair April 28, 2025 at 6:03 a.m. Even though you’re not aware that you’re being judged about certain behavioral quirks in a...
Why startups shouldn’t skimp on hiring a legal eagle By Neil Senturia April 28, 2025 at 5:03 a.m. Picking an attorney to guide you through VC deals is not the luck of the...
What to do when your HOA refuses a reduced quorum meeting By Kelly G. Richardson April 22, 2025 at 5:03 a.m. The cleanest approach is for the board to post an agenda four days in advance...
Court ruling on actor disqualified from role for refusing COVID vaccine has long-lasting implications By Dan Eaton April 21, 2025 at 6:03 a.m. The court found Apple acted reasonably in requiring actors on its set to be vaccinated.
Is being nice a no-no when negotiating a deal? By Neil Senturia April 21, 2025 at 5:33 a.m. Some fear they will be exploited if they show kindness, but others say a sprinkling...
5 great be-your-own-boss sites By Kathy Kristof April 21, 2025 at 5:33 a.m. These websites don't send you jobs nor dictate how much you earn. Instead they present...
Beware: Credit card debt doesn’t disappear when you die By Liz Weston April 20, 2025 at 6:03 a.m. Credit card debt would become the responsibility of your estate. Also, creditors can still go...
HOA reserve disclosures and the lending black list By Kelly G. Richardson April 15, 2025 at 6:03 a.m. Too many HOAs still have inadequate reserve fund savings.
How to be your own boss By Kathy Kristof April 14, 2025 at 6:03 a.m. Here's how websites can help you turn your idea or skill into a thriving business.
For entrepreneurs: A story about risk and reward from Broadway By Neil Senturia April 14, 2025 at 6:03 a.m. Being in the right place, at the right time is not something that a VC...
Let internships prepare you for the “real” world By Phil Blair April 14, 2025 at 6:03 a.m. An internship is a way to demystify the unknowns and what-ifs of working in an...
The next chapter: How one San Diego retiree is embracing a newfound freedom By Barbara Bry April 14, 2025 at 2:44 p.m. "Retirement can be whatever you want it to be," this former San Diego city worker...
Planning for retirement in a volatile market By Liz Weston April 13, 2025 at 5:33 a.m. Start with understanding why you are investing in the first place and when you will...
When can HOAs tap reserve funds? By Kelly G. Richardson April 8, 2025 at 6:03 a.m. HOAs are allowed to borrow from the fund to meet short-term expenses if they follow...
How to make money if you like to cook By Kathy Kristof April 7, 2025 at 5:33 a.m. Hotplate helps professional chefs and home cooks heat up food sales.
How to play the startup game By Neil Senturia April 7, 2025 at 5:03 a.m. Every founder who has had the “monster successful exit” will it that somewhere along the...
Probationary workers and at-will employees. What you need to know By Dan Eaton April 7, 2025 at 5:03 a.m. An at-will employee who completes a probationary period generally enjoys no greater workplace legal rights...
Losing a home in a fire, then being hit with a ‘casualty gain’ By Liz Weston April 6, 2025 at 6:03 a.m. You can defer tax on this gain if you use the insurance payout to rebuild...
What you need to know about HOA reserves By Kelly G. Richardson April 1, 2025 at 6:03 a.m. HOAs failing to set aside money to offset the ongoing deterioration of major common area...
If your job is going nowhere, don’t get stuck By Phil Blair March 31, 2025 at 6:03 a.m. An exit plan forces you to listen to yourself and may even reignite your bigger...
Side gigs for night owls By Kathy Kristof March 31, 2025 at 5:33 a.m. What makes these side gigs perfect for night owls? In some cases, it’s simply when...
What the game of chess can teach startup founders about decision-making By Neil Senturia March 31, 2025 at 5:03 a.m. Not every chess game — or business deal — is played the same way. Some...
Changing your married name? Expect a mound of paperwork By Liz Weston March 30, 2025 at 6:03 a.m. You’ll start by changing the name on your identification cards, including Social Security, your driver’s...
When ICE comes to your workplace By Dan Eaton March 24, 2025 at 9:58 a.m. What employers and employees should know about expected increased activity in the workplace.
The art of persuasion for entrepreneurs By Neil Senturia March 24, 2025 at 5:33 a.m. You might have a great idea, product or service, but you still have to get...
Bowing out of trustee duty, claiming Social Security benefits and other financial tips By Liz Weston March 23, 2025 at 6:03 a.m. Being asked to serve as a successor trustee is an honor, but you can’t be...
Before buying into an HOA, read this By Kelly G. Richardson March 18, 2025 at 6:00 a.m. 14 items to consider before closing escrow on an HOA property.
Don’t be alarmed if you can’t check that degree box By Phil Blair March 17, 2025 at 6:31 a.m. In many cases, a degree for a job should be a “nice to have” instead...
The next chapter: Redefining retirement in San Diego By Barbara Bry March 17, 2025 at 6:00 a.m. New monthly column by Barbara Bry will spotlight the diverse and inspiring ways San Diegans...
Turn a hobby into a profitable side hustle By Kathy Kristof March 17, 2025 at 5:30 a.m. Whether it’s crafting, sports or reading, your pastime can become a lucrative side gig.
Why entrepreneurs need to think like magicians but not trick people By Neil Senturia March 17, 2025 at 4:30 a.m. Think like a magician means trying to create a moment of the willing suspension of...
How to handle cash savings of deceased parents By Liz Weston March 16, 2025 at 6:01 a.m. Don’t delay in depositing the funds. Theft is a concern. Also, cash can be lost...
7 great jobs that don’t require experience By Kathy Kristof March 10, 2025 at 3:38 p.m. Some jobs offer on-the-job training or are simple enough that you don’t need qualifications.
EEOC says it’s going after ‘anti-American’ employment discrimination By Dan Eaton March 10, 2025 at 3:40 p.m. EEOC says it's going after "anti-American" employment discrimination. What does this mean for employers?
If you have a good story and a good company, the money will find you By Neil Senturia March 10, 2025 at 3:42 p.m. But deal-sourcing has changed. Expect to get called by more VCs looking to find what you...
Reverse mortgages can be a boon, but come with potential risks By Liz Weston March 10, 2025 at 3:44 p.m. Reverse mortgages are helpful in some cases but also come with risks.